I am trying to solve the problem of financial illiteracy by making fundamentals of finance easily understandable and accessible to all.

The topics we will discuss are important for a solid financial foundation such as budgeting, saving, building credit, and investing.

Soon we will be taking out student loans, building credit histories, paying bills, and renting our first apartments, and because of that, financial literacy is a crucial life skill. But as you have likely experienced, many schools do not require students to study money management through a formal classroom curriculum or offer it as an elective. This lack of education from schools and parents perpetuates the cycle of poverty and maintains the wealth gap. It is highly likely that if a child’s parents do not know how to manage money correctly that child will not learn the necessary skills. This cycle of financial illiteracy is why I have decided to make this website.

The epidemic of financial illiteracy was made apparent to me when the Covid-19 pandemic began. I heard many stories of families struggling to deal with this unexpected crisis. However, what bothered me most was the sheer number of people that were suddenly struggling. Especially because many of these people had the means but not the knowledge to prepare for an emergency like the pandemic. There are many solutions to preparing for a financial crisis. For instance a simple solution for many people would be to create an emergency savings account for something unexpected that suddenly cuts off your source of income. While the pandemic might seem like a rare occurrence - being unexpectedly fired, getting injured or getting sick in a normal year could mean not being paid for weeks or even months.